價格：免費
更新日期：2017-11-20
檔案大小：17 MB
目前版本：2.0
版本需求：需要 iOS 8.0 或以上版本。與 iPhone、iPad 及 iPod touch 相容。
支援語言：英語
Loan Calculator (Payoff) is a simple loan calculator which allows you to calculate your loan schedule of payment which include detail payment monthly, total interest or total cost of whole loan. Moreover, in case your use "Add per month/Add per year", it supports calculation the amount of interest you can save and the duration of term you pay off the loan ahead of original schedule.
PAYMENT METHODS:
There are 3 payment methods:
1) Equal Payment : equal payment in every month. This mode support an additional feature "Add per month"/"Add per year". This is the amount of additional payment you want to pay more every month or every year.
Info in result field:
- Monthly Pmt: monthly payment (including Add per month if any)
- Total Interest: total interest of whole loan.
- Total Cost: whole cost which is sum of total repayment and down payment.
- Interest Saved: amount of interest you can save in case you use Add per month/Add per year.
- Early Paid Off By: the duration of term that you finish ahead of loan term in case you use Add per month/Add per year.
2) Equal Principal: pay an equal amount of principal every month. Monthly interest is calculated based on current balance. This mode support an additional feature "Add per month"/"Add per year". This is the amount of additional payment you want to pay more every month or every year.
Info in result field:
- Monthly Principal: amount of principal you pay monthly.
- Total Interest: total interest of whole loan.
- Total Cost: whole cost which is sum of total repayment and down payment.
- Interest Saved: amount of interest you can save in case you use Add per month/Add per year.
- Early Paid Off By: the duration of term that you finish ahead of loan term in case you use Add per month/Add per year.
3) Interest Only: pay interest every month and pay the loan in the last month of loan schedule.
Info in result field:
- Monthly Interest: interest of loan per month.
- Total Interest: total interest of whole loan
- Total Cost: whole cost which is sum of total repayment and down payment.
Please send your ratings/feedbacks in case you find some inconvenience points of the app. Thank you.
支援平台：iPhone, iPad